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	<title>New YI</title>
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		<title>Setting up an Online Business: The Baby Steps</title>
		<link>http://newyi.net/setting-up-an-online-business-the-baby-steps/</link>
		<comments>http://newyi.net/setting-up-an-online-business-the-baby-steps/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 16:08:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>

		<guid isPermaLink="false">http://newyi.net/?p=8</guid>
		<description><![CDATA[A lot of people and companies are taking their products, goods and services online.  And why not?  As of the last count, Nielsen Online reported in September 2009 that there are roughly 1.73 billion Internet users in the whole world.  That number represents a little more than a quarter of the world&#8217;s total population.  Imagine [...]]]></description>
			<content:encoded><![CDATA[<p><a rel="attachment wp-att-15" href="http://newyi.net/setting-up-an-online-business-the-baby-steps/online_business/"><img class="alignleft size-full wp-image-15" title="online_business" src="http://newyi.net/wp-content/uploads/2010/01/online_business.jpg" alt="" width="347" height="346" /></a>A lot of people and companies are taking their products, goods and services online.  And why not?  As of the last count, Nielsen Online reported in September 2009 that there are roughly 1.73 billion Internet users in the whole world.  That number represents a little more than a quarter of the world&#8217;s total population.  Imagine being able to reach more than a billion people to buy your products!</p>
<p>Not only that, but getting online means that you are in the league of bigger companies and retailers.  Your company may be a start-up, or you may be a struggling small business, but on the Internet it does not matter.  Your products will show up in a search engine result page along side, if not higher than, products offered by big retailers.  That is how the Internet is leveling the battleground.</p>
<p>In fact, a survey conducted by Easynet Connect found that almost half of small businesses thought that the Web is an important tool that can bring in more sales and allow them to play with the big guys, enabling them to get away from the recession.  A fifth of the respondents said that it is their &#8220;most important&#8221; resource.</p>
<p><strong><span style="text-decoration: underline;">So how exactly do you get your business on the Web?  Here are some tips for starting up.</span></strong></p>
<p><strong>1. Know the plan.</strong></p>
<p>As with any business effort, your online venture should be carefully planned out.  How much funding do you have?  What exactly will your online business be?  How do you plan to fulfil orders?  How do you plan to market your site and your products? What are your benchmarks for measuring success?</p>
<p>Creating a plan would help you have an objective view of what you could expect, and if you have the time, money, resources and know-how to go about these.  In return, you would get to focus on what is possible and feasible for you.  Admittedly, there are a lot of choices to be made, and it would help if you could narrow down the options you have.  Having a plan can help you achieve this.</p>
<p>For example, although most people would want to put up a complex checkout system that stores your buyers&#8217; personal data and the things they have bought.  This system would allow you to automatically e-mail them in few months&#8217; time and offer them a discount or present to a new related product.  However, if you find that your budget would not be able to accommodate this, you might want to hold it off for the time when you are more successful, and you have been operating cash to pay for a checkout program that would do what you want.</p>
<p><strong>2. Test the waters out.</strong></p>
<p>Instead of diving head on and getting a Web hosting company, hiring a Web site designer and programmers right on, you might want to test the online environment first.  You could avail of free tools like WordPress blogs or Google&#8217;s free site suite that allows you to have your own Web site.  These services are not only free of charge, but they are also easy to use.</p>
<p>Go about setting up your blog or Web site like you would in a business site.  In this manner, you can get a real feel of how your business would run online.  Sell your products on these free platforms, use them to service your customers, and fulfill orders and the like.  Then, market these sites like putting them on your e-mail signatures, or on your business cards.</p>
<p>Testing out the waters can help you achieve two things:  you get to have a way to fine tune both your experience and your skills.  You might not know it, but you might end up not hiring a Web site designer and just do the design yourself, saving you money in the process.</p>
<p>And there are also some people who have succeeded using these free platforms that they do not need to use paid hosting and other services to do their business online.</p>
<p><strong>3. Launch your Web site!</strong></p>
<p>Your Web site is your business&#8217; online storefront.  It holds the information about your products and services, how to get them and how to pay for them.  Give as much thought to your Web site’s content as much as you would give your physical store thought.  Be aware also that there is third-party software that could provide you with reliable services: anything from Web site design, to shopping cart software, site maintenance.  If you are unable to do any of these, for some reason, outsource!</p>
<p><strong>4. Market your site, as well as your products.</strong></p>
<p>A nicely done Web site would amount to nothing if people do not know about it.  The good news is, it is free to get listed on search engines and that is the most important step in disseminating information about your products and your store.  Plus, according to your budget, you can choose from an array of online marketing techniques for a more aggressive marketing strategy.</p>
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		<title>Finance at Home</title>
		<link>http://newyi.net/finance-at-home/</link>
		<comments>http://newyi.net/finance-at-home/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 05:50:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://newyi.net/?p=6</guid>
		<description><![CDATA[Electric bills, telephone bills, food and other everyday expenditures; these are only some of the things that a person needs to pay for. People spend money almost everyday to buy basic necessities and other desires. Money is the medium that people use to buy goods or enjoy a certain service. It allows people to have [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://newyi.net/wp-content/uploads/2010/01/motgagesmoneyunderit.jpg"><img class="alignleft size-full wp-image-23" style="margin: 5px 15px;" title="motgagesmoneyunderit" src="http://newyi.net/wp-content/uploads/2010/01/motgagesmoneyunderit.jpg" alt="" width="357" height="336" /></a>Electric bills, telephone bills, food and other everyday expenditures; these are only some of the things that a person needs to pay for. People spend money almost everyday to buy basic necessities and other desires. Money is the medium that people use to buy goods or enjoy a certain service. It allows people to have whatever, they want and certainly almost everything that people needs are accessed through money. It is very valuable that when one becomes impoverished, living becomes hard and there are a lot of things that could not be done and enjoyed. In our homes, we try our very best to maximize the money we have so as not to become empty handed and fail to buy and pay for the most important ones. It is very vital to learn how to save, budget and look for other means to have additional income in financing our personal needs.</p>
<p>Personal budget is all about making plans and actions that will involve the appropriate use of money for basic necessities. Most people work very hard to earn money and support themselves and sometimes, it becomes too little for all the things they need. It can still be managed though, by having the appropriate budgeting techniques. In budgeting, it is very important to consider the expected income that one has for a certain period of time. Every time a person would have a salary, it would be best not to, immediately buy things that one desires. It would be better to plan first prior to spending. Spare money for the important dues liked rent, water and electrical bills and other routine payments. This will ensure that it get paid at the due date preventing disconnections and other problems. The remaining money can be spent for food and other daily expenses Minimizing purchases that are not necessary would also promote an increase in the amount of money saved and will be very helpful in supplementing expenses that are more important.</p>
<p>In spending, it would also be helpful to make a list of the items needed. This will prevent buying things that are not so important and will avoid shortages with the budget. Another helpful tip is to make a prioritization list that would serve the same purpose as that of the list made in purchasing goods. It would also be helpful to make an evaluation if the budgeting techniques done are successful and effective. This can be made possible by making a balance sheet that would reflect the earnings and the expenses. If the total amount spent is lower than the income of the person in a month, then budgeting is considered to be a success. On the other hand, if the total of the expenses is more than the income in a month will indicate a failure. This then, will be used to adjust some irregularities with the expenses to figure out which area the person squandered much. The balance sheet should reflect everything to ensure accuracy. Having a balance sheet may sound too tiring and complicated for some, but it will really help a lot when one is having a tight budget. It can’t be prevented that there will come a time when emergencies come our way. This includes having health problems and making other expenses that are unexpected. These are usually the situations that would be very challenging for a person most especially if there is no health insurance available or savings in the bank. The person then would be engaging in lending services, which would become additional payments in the future. Therefore, it would also be better to set aside some amount for savings that might become very helpful in the future.</p>
<p>Budgeting is really an important practice most especially with the crisis the world is experiencing today. It will really benefit the person in many ways and will promote self discipline and good budgeting skills. It will also make the person understand the importance of money and not waste money on things that are useless in times when budget is tight. In budgeting, it is also important to remember that it is not depriving oneself from other things like forms of entertainment like shopping and gadget. This is also included in the budget but should be placed right after the most important expenditures in the priority list. It would also help if the savings will be used as capital in investments to be able to have extra income and will surely help the person with daily expenses.</p>
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		<title>Business Ideas for Beginners</title>
		<link>http://newyi.net/business-ideas-for-beginners/</link>
		<comments>http://newyi.net/business-ideas-for-beginners/#comments</comments>
		<pubDate>Sun, 24 Jan 2010 17:01:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>

		<guid isPermaLink="false">http://newyi.net/?p=4</guid>
		<description><![CDATA[Are you a business person who can make things done and sustain it?
Why do you want to own a business?
Have you had any experience in managing a business or a business training perhaps?
Had you started saving money or perhaps had resources for starting a business? 
These questions are better answered first before embarking into a [...]]]></description>
			<content:encoded><![CDATA[<p><em><a href="http://newyi.net/wp-content/uploads/2010/01/start-a-business.jpg"><img class="alignleft size-full wp-image-19" style="margin: 5px 15px;" title="start-a-business" src="http://newyi.net/wp-content/uploads/2010/01/start-a-business.jpg" alt="" width="350" height="290" /></a>Are you a business person who can make things done and sustain it?</em></p>
<p><em>Why do you want to own a business?</em></p>
<p><em>Have you had any experience in managing a business or a business training perhaps?</em></p>
<p><em>Had you started saving money or perhaps had resources for starting a business? </em></p>
<p>These questions are better answered first before embarking into a totally new and cruel world. These questions can be discouraging to some people and a challenge for a select few. No matter, do not let these questions discouraged you and weakened your resolution to start a business. After all you will not know if you are capable of doing business by just answering these questions but by trying at least several times yourself.</p>
<p>Business is a continuous struggle; to reach a certain stage of success requires wisdom, patience, perseverance, and hard work. Doing business entails long hours of work, sleepless nights, critical decision making, uncertainty of future growths, competition, and sacrifices. However, still do not be intimidated, the rewards of business are enormous, the satisfaction is very great, the financial gain is overwhelming, and the lessons learned are priceless.</p>
<p><strong><span style="text-decoration: underline;">First Three Steps in Starting a Business</span></strong></p>
<ol>
<li>Choose      a field, product, or target market. Choosing the right product, field or      target market is very fundamental in starting a business. Choosing your      business involves research, viability and profitability study, and      focusing on a specific market. A market could already exist or can be      created and tapped.</li>
<li>Define      a business strategy. As early as possible, a strategy should already be      planned on how to penetrate the market, how to advertise your product,      your source of products and raw materials, your employees, your product      scheme and promotions, and other business strategies.</li>
<li>Learn      from existing businesses. For beginners and old-timers alike, it is always      helpful to observe how similar or related businesses are run, the problems      faced, and countermeasures used to avert and address these problems. In      this way, you can start prepared for such eventualities or equipped with      some basic strategies you can use on your business venture.</li>
</ol>
<p><strong><span style="text-decoration: underline;">Business Ideas</span></strong></p>
<ul>
<li>Cleaning      Service. Housekeeping services is a good business. Many people are not      really into cleaning their apartments or commercial establishments and      offices; they would rather hire cleaning service providers. This business      is particularly labor intensive, which could mean less capital and greater      profit.</li>
<li>Consulting      Business. This is particularly good for professionals wanting to have an      alternative source of income aside from the current job. This business      provides assistance and advice to a client regarding the field of      specialization. Most in demand professions in consulting business are      financial planners, engineers, accountants, and management consultants.</li>
<li>Plumbing      Services. This is already a common business venture in some cities.      However, if your locality is not yet saturated this is a good business as      every household needed one from time to time. It is less capital oriented business      and labor intensive.</li>
<li>Moving      Services. A lot of people are moving in and out of town; and can be a very      good market for moving services. It is a less expensive business venture      with promising gains.</li>
<li>Car      Care and Repair shops. This business could need a little bigger capital,      but it’s a good business and simply worth it. This business could offer      services like car wash, car maintenance and repair, and car painting and      tinting services among others.</li>
<li>Direct      selling. Direct selling is an emerging business structure where dealers      put up a network of agent-dealers responsible for selling their products.      Each agent-dealer can subscribe to discounts as their main source of      revenue.</li>
<li>Video      rentals. If you have a collection of DVDs that are only sitting in your      drawers untouched, you can set-up a DVD rental business. You can also      invite friends who can increase your DVD collection as partners.</li>
<li>Internet      Business. The internet offers a wide range of business opportunities like      advertising, blogging, online buy-and-sell, article writing, and many      more. You just need a PC and an internet connection to earn money.</li>
</ul>
<p>Business can make you rich; that is true. However, there is no guarantee that it will happen at first try, it may involve several attempts until we hit the nail right in the head.</p>
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		<title>Understanding the World of Real Estate Business</title>
		<link>http://newyi.net/understanding-the-world-of-real-estate-business/</link>
		<comments>http://newyi.net/understanding-the-world-of-real-estate-business/#comments</comments>
		<pubDate>Sat, 23 Jan 2010 17:52:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://newyi.net/?p=1</guid>
		<description><![CDATA[Real estate refers to land and anything that is affixed to it, that is, in an immovable state. Real estate has become a very profitable area of business due to the development of private property ownership, pertaining to commercial real estate. With its emergence into the business society, it has provided a significant impact in [...]]]></description>
			<content:encoded><![CDATA[<p><a rel="attachment wp-att-10" href="http://newyi.net/understanding-the-world-of-real-estate-business/real-estate/"><img class="alignleft size-full wp-image-10" style="margin: 5px 15px;" title="Real-Estate" src="http://newyi.net/wp-content/uploads/2010/01/Real-Estate.jpg" alt="" width="432" height="309" /></a>Real estate refers to land and anything that is affixed to it, that is, in an immovable state. Real estate has become a very profitable area of business due to the development of private property ownership, pertaining to commercial real estate. With its emergence into the business society, it has provided a significant impact in the way infrastructures are built&#8230; It has also played a big role in the business sector for the economy to remain competitive so that investors will keep on coming.</p>
<p>The industry of real estate has undergone a metamorphosis and is now evolved into many fields. We have <em>a corporate real estate</em> which deals with the management of the real estate properties owned by a certain corporation supporting its business. In addition, we also have <em>Brokerages, </em>which are done by real estate brokers wherein they are paid in order to assist and facilitate any form of transactions pertaining to real estate between two parties. Aside from the abovementioned, there is also what we call <em>Real estate property management </em>wherein properties of owners are being properly managed. These are just some of the many fields of real estate. Within each specific field, a form of business may be specialized. It could probably be in line with industrial property, residential property, or perhaps commercial real estate.</p>
<p>Real estate agents are individuals who do much of the needed work in business transactions in order for it to become a success. Actually, this is not like other regular jobs in the office because you must always be on-the-go and be on top of the game. Stress is an everyday partner for a real estate agent. Therefore, to become a real estate agent is definitely not for everybody. In order to become a very good real estate agent, you must need to know the reasons behind why most individuals working as real estate agents fail in their careers. In doing such action, you can be able to work on those aspects so that you can overcome them. Among the reasons which made real estate agents fail and do not succeed are expectations beyond what is considered realistic, job burn-out, irregular income commissions, and extreme competition among other real estate agents. These things influence real estate agents so much to a point that it frustrates them leading to resignation of their jobs. Being a real estate agent is really hard. You have to undergo transactions with people of high status in the society, companies, lawyers, appraisers, and other real estate agents. To make things even more strenuous, you also need to prepare all the necessary paperwork, which can be such a hassle. Therefore, to become a very good real estate agent, you have to make appropriate planning, make wise decisions in terms of financial issues, and choose the most suitable marketing tactic for you to achieve the summit of success.</p>
<p>In countries which are very progressive in the economy, the source of capital used by many people and most companies in order to purchase and develop real estate properties are in the form of mortgage loans, loans in which real estate property constitutes collateral. The banks in countries with far more advanced economies offer such loans to borrowers. In this manner, availing for real estate properties become much easier, and it also helps the real estate industry to economically grow&#8230;</p>
<p>When working with real estate investors, it is very essential to be able to know their business goals, the different alternative investment choices that are available to them, and also the financial aspect of each alternative. Prior to investing in real estate business, you must have a solid foundation of knowledge to be able to identify golden opportunities for greater profit. Education regarding how the real estate business works and what strategies to use are very essential in order to attract many investors&#8230; Using technology to your advantage is vital in your goal towards success. As a real estate agent, you must learn what gadgets to use and how to use them to be a cut above the rest. Always remember that your line of work is very competitive that is why you must be at the pace with technology. If you are having a hard time adjusting to the era of innovation, then might as well hire a personal assistant. He could do all the things in relation to the usage of gadgets and technology. Remember that the only permanent thing in this world is change, and you, as a real estate agent, must be able to adapt to change.</p>
<p>Therefore, the world of real estate business is a challenging one. Although it is promising in terms of earning profit, it’s not easy and to become a real estate agent needs knowledge, skills, and attitude.</p>
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